The Animal Medical Centre London
Pet Insurance

Insurance may not be the most exciting subject, but it is critical for the long-term well being of your pet.  Pets are living longer than ever, and medical advances mean that we can improve the quality of life for your pet, but the advances are often quite costly.

This costly treatment is usually required after many years together, when the bond between you is at its strongest.

The right Pet Insurance doesn’t just cover the accidents, such as broken bones, it also cover ongoing treatment, for example, pain relief for arthritis, or heart medication.  The right Pet Insurance policy will also cover treatments you may not have considered before, such as behaviour treatment or acupuncture.

A proper pet insurance policy can remove the financial worry of doing the best for your pet, however it is not like insuring your car – shopping around for the lowest price will often mean that you could get caught out later. 
It is important that you look for the following when buying a policy:

• Make sure it does not limit or remove cover after you make a claim.  The insurance policy you want is one that will cover for life.  This means that they will not restrict the condition after 12 months, or provide an insufficient level of cover.
  
• Make sure there are no exclusions built in to the cover. 
• It should not stop when the pet reaches a certain age – just when they need the reassurance of a policy to cover lifetime illness.
• All lower cost policies that we are aware of limit cover for dentistry or exclude it completely. 
  Claims for dentistry are the most common single claim made by our clients.

Remember, once you have bought a policy and made a claim on it, you will be unable to change to another insurer if you are unhappy with the service.  Your pet’s illness will be listed as a ‘pre-existing condition’ and a new insurance policy will not cover treatment should your pet still require treatment.

At the Animal Medical Centre, we strongly recommend that you get a policy that gives cover for life.
Back to top